Convert any Central Bank of India statement PDF into a clean, ready-to-use Excel or CSV file in seconds. Works with all CBI account types — Cent Savings, Cent Param, Salary, Pension, and NRI accounts. No signup, no fees, no limits.
Get your statement PDF from centralbankofindia.co.in or the Cent Mobile app
Upload the PDF above — enter the PDF password if prompted (Date of Birth in DDMMYYYY format)
Get a clean .xlsx file with Date, Narration, Debit, Credit, and running Balance
Central Bank of India holds a unique place in Indian banking history — it was established in 1911 in Nagpur and was the first Indian commercial bank to be wholly owned and managed by Indians, at a time when most major banks were controlled by European interests. Founded by Sir Sorabji Pochkhanawala with the vision of "a truly swadeshi bank," CBI played a significant role in India's pre-independence financial development.
Today, Central Bank of India is headquartered in Fort, Mumbai, Maharashtra and is a majority government-owned public sector bank regulated by the Reserve Bank of India. The bank operates over 4,500 branches across India, with particularly strong presence in Maharashtra, Madhya Pradesh, Chhattisgarh, Bihar, Uttar Pradesh, and Rajasthan — states where CBI has served rural and semi-urban communities for over a century.
CBI is known for its deep penetration into agriculture, rural credit, MSME financing, and priority sector lending. The bank has been an active participant in government financial inclusion programmes including PM Jan Dhan Yojana, Pradhan Mantri Mudra Yojana (PMMY), PM Fasal Bima Yojana (crop insurance), and Kisan Credit Card (KCC) schemes. Many farmers, agricultural labourers, and rural households in central and western India receive their government scheme benefits directly into their Central Bank of India accounts.
As a scheduled commercial bank regulated by the RBI, Central Bank of India deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor. The bank participates in all major payment systems — NEFT, RTGS, IMPS, UPI, NACH — and is integrated with the National Payments Corporation of India (NPCI) infrastructure for UPI-based transactions.
Central Bank's internet banking portal at centralbankofindia.co.in provides up to 24 months of downloadable statements:
The Cent Mobile banking app (available on Android and iOS) is the quickest route for most customers:
For visa applications, legal matters, or for statements older than 24 months, visit any Central Bank of India branch with your passbook, photo ID proof, and a written application. A certified statement with the branch manager's signature and bank stamp is typically issued within 2–3 working days. Government employees and pension holders often prefer certified branch statements for pension revision and EPF claim submissions.
Primary password: Date of Birth in DDMMYYYY format. Example: born 5 January 1985 → password is 05011985. Always zero-pad single-digit days and months: 03 not 3, 09 not 9.
If DOB does not work: Try your Customer ID (printed on your CBI passbook cover or welcome letter). Some legacy accounts opened before 2016 may use the last 4 digits of your account number as the PDF password.
When you upload a password-protected Central Bank of India PDF to our converter, you will be prompted to enter the password. The password is used only to decrypt the file for processing and is never stored or transmitted to any third party.
Our converter handles all Central Bank of India account statement formats:
Central Bank of India statements follow a consistent 6-column layout similar to other PSU bank formats:
| Column in CBI PDF | Column in Excel Output | Description |
|---|---|---|
| Date | Date | Transaction date in DD/MM/YYYY, standardised to YYYY-MM-DD in Excel |
| Narration / Particulars | Description | Full transaction narration — UPI reference, NEFT/RTGS UTR, IFSC, payer/payee name |
| Chq./Ref. No. | Reference Number | Cheque number, UTR number for NEFT/RTGS, or UPI transaction reference |
| Debit | Withdrawal (Debit) | Outgoing transactions — UPI payments, NEFT out, ATM withdrawals, cheque debits |
| Credit | Deposit (Credit) | Incoming transactions — salary NEFT, UPI receipts, PM-KISAN/DBT credits, FD interest |
| Balance | Balance | Running closing balance after each transaction |
About CBI narration format: Central Bank of India uses a clear narration structure for digital transactions. UPI credits are formatted as UPI/CR/[transaction reference]/[payer name]/[payer IFSC] and UPI debits as UPI/DR/[reference]/[payee name]/[payee IFSC]. Government DBT credits (PM-KISAN, MGNREGS, scholarship disbursements) appear with specific scheme identifiers in the narration, making them easy to identify and filter in Excel. NEFT credits include the UTR number and remitting bank details, useful for reconciliation.
Here is a real example of how raw Central Bank of India PDF statement text is transformed into structured Excel. The narration format shown below is typical of Cent e-Banking PDF statements:
| Before → After Comparison | |
|---|---|
| Raw PDF (what CBI gives you) | Clean Excel (what you get) |
| 08/06/2026 UPI/CR/337812640/Ram Prasad/PUNB0230100 5,000.00 31,450.00 Cr | Date: 2026-06-08 Description: UPI/CR — Ram Prasad [PUNB0230100] Credit: 5000.00 Balance: 31450.00 |
| 10/06/2026 PMKISAN/PM-KISAN BENEF/GOVT OF INDIA/NEFT 2,000.00 33,450.00 Cr | Date: 2026-06-10 Description: PM-KISAN BENEF / GOVT OF INDIA [NEFT] Credit: 2000.00 Balance: 33450.00 |
| 16/06/2026 UPI/DR/338009812/PETROL PUMP BHOPAL/CBIN0284312 1,500.00 31,950.00 | Date: 2026-06-16 Description: UPI/DR — PETROL PUMP BHOPAL [CBIN0284312] Debit: 1500.00 Balance: 31950.00 |
Every column — Date, Narration, Reference, Debit, Credit, Balance — is extracted and separated automatically. Government DBT credits like PM-KISAN are clearly identifiable in the narration. Dates standardised to YYYY-MM-DD. Currency symbols and commas removed for immediate Excel formula use.
Central Bank of India has one of India's largest Kisan Credit Card (KCC) portfolios. Farmers using CBI accounts for agricultural operations — including those receiving PM-KISAN ₹6,000 annual benefit, crop insurance claim credits, and MGNREGS wage payments — benefit from having their statement in Excel to present to state agriculture departments, cooperative societies, or gram panchayat welfare officers for scheme continuation and audit purposes.
Central Bank of India is a major salary account bank for central government employees and defence pensioners in MP, CG, Maharashtra, and Bihar. Your CA uses the statement in Excel to quickly identify monthly salary credits, pension deposits (via SPARSH or PFMS), TDS deducted at source (visible in narrations), and interest income from savings and FD accounts. Convert your full financial year (April to March) PDF and share with your CA for efficient ITR filing.
Central Bank of India is an active lender under PM Awas Yojana (PMAY-U and PMAY-G) and Pradhan Mantri Mudra Yojana (PMMY). Applicants for these schemes — particularly first-time home buyers and small business borrowers — need to submit 6 months of bank statements. Having statements in Excel allows loan officers to quickly calculate average balance, identify regular income credits, and assess loan eligibility without manual calculation.
Traders, small manufacturers, and professionals in Madhya Pradesh, Chhattisgarh, and Maharashtra who bank with Central Bank of India and use Tally Prime or Busy Accounting Software benefit enormously from having their bank statements in Excel. Import eliminates manual voucher entry, reduces the risk of transcription errors, and ensures your bank reconciliation statement (BRS) matches the CBI statement to the paisa.