Convert any credit card statement PDF into a clean, ready-to-use Excel file in seconds. Works with Visa, Mastercard, Amex, Chase, HDFC, ICICI, SBI Card, and thousands more. No signup, no fees, no limits.
Drag & drop or click to select your credit card statement PDF
Our engine extracts all transactions, charges, payments, and balances
Get a clean .xlsx file with date, merchant, charge, payment, and balance
Our converter works with credit card statements from any Visa, Mastercard, American Express, or Discover issuer worldwide. Popular cards that work out of the box include:
Credit card statements differ slightly from bank statements — they separate charges from payments and show an outstanding balance rather than a running current account balance. Our converter produces a clean, structured output that reflects this:
| Column | Description | Example |
|---|---|---|
| Transaction Date | Date the purchase was made | 15/05/2026 |
| Posting Date | Date the transaction cleared | 17/05/2026 |
| Description / Merchant | Merchant name or transaction details | AMAZON.COM ORDER #123 |
| Reference Number | Transaction reference or auth code | 202605150001 |
| Charge (Debit) | Purchase amount or fee | 49.99 |
| Payment (Credit) | Payment or refund received | 500.00 |
| Balance | Outstanding balance after transaction | 1,234.56 |
Once your credit card statement is in Excel, you can use pivot tables to summarise spending by merchant category — restaurants, travel, subscriptions, shopping. Excel's built-in charts make it easy to visualise month-over-month spending trends. Import multiple months of statements and combine them in a single workbook for a complete annual picture.
For business owners and freelancers who use a credit card for business expenses, converting statements to Excel dramatically speeds up expense reporting. Filter by category, flag tax-deductible purchases, and export to CSV for import into your accounting software. Compatible with QuickBooks, Xero, FreshBooks, and Wave.
Self-employed individuals and small businesses can deduct many credit card purchases. Converting statements to Excel makes it easy to identify and total business-related purchases for tax filing. Add a "Category" column and tag each transaction as personal or business.
If you need to dispute a charge or investigate suspicious transactions, an Excel statement lets you quickly search for specific merchants, filter by date range, and identify duplicate or unexpected charges. Much faster than scrolling through a PDF.
Credit card transactions can be imported into QuickBooks Online, Xero, Tally, and other accounting platforms via CSV or Excel. Download our CSV output and use the bank feed import feature in your accounting tool to automatically categorise and reconcile credit card transactions.
Here is a real example of how raw PDF bank statement text is transformed into a clean, structured Excel file:
| Before → After Comparison | |
|---|---|
| Raw PDF (what the bank gives you) | Clean Excel (what you get) |
| 01 Jun 2026 UPI/CR/466893467/Received from Rajesh Kumar/SBIN0003456 5,000.00 1,23,450.00 Cr | Date: 2026-06-01 Description: Received from Rajesh Kumar [UPI: rajesh@sbi] Credit: 5000.00 Balance: 123450.00 |
| 03 Jun 2026 NEFT/DR/SALARY/ACME CORP LTD/REF20260603001 Cr 85,000.00 2,08,450.00 | Date: 2026-06-03 Description: SALARY/ACME CORP LTD / REF20260603001 Credit: 85000.00 Balance: 208450.00 |
| 07 Jun 2026 POS/AMAZON.IN/DEBIT Dr 3,299.00 2,05,151.00 | Date: 2026-06-07 Description: POS / AMAZON.IN Debit: 3299.00 Balance: 205151.00 |
Every column — Date, Description, Debit, Credit, Balance — is extracted and separated automatically. Dates standardised to YYYY-MM-DD. Currency symbols removed. Ready for Excel pivot tables, QuickBooks import, or Tally.