🏦 Established 1906 · India's First Internationally Active Bank · 22+ Countries

Bank of India Statement PDF to Excel

Convert your BOI statement to clean Excel or CSV instantly. Works with BOI Star Connect, BOI Mobile app, and all Star-series savings accounts. Free, no signup, no limits.

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PDF Password for Bank of India Statements

🔐 BOI Statement PDF Password

Date of Birth in DDMMYYYY format
Example: DOB = 5 March 1988 → Password = 05031988
Example: DOB = 20 November 1975 → Password = 20111975

Password not working?

  • Use DDMMYYYY format — no slashes or dashes
  • Joint accounts: try the primary account holder's DOB
  • Current account statements may use the account number as password
  • Statements from BOI Mobile follow the same DOB formula
  • Call BOI customer care: 1800 220 229 (toll-free, 24×7)

Bank of India: India's Most Internationally Experienced Bank (Est. 1906)

119 Years of Banking — Including Global Firsts

Founded on 7 September 1906 in Mumbai by a group of eminent businessmen led by Sir Sassoon J. David, Bank of India was one of the first purely Indian-owned banks. BOI holds two international firsts among Indian banks: it was the first Indian bank to open a London branch (1946) and the first to open a branch in Tokyo (1950). The bank was nationalised in 1969 and today operates 5,100+ domestic branches and offices in 22+ countries.

📅 Key Historical Milestones

  • 1906 — Founded in Mumbai
  • 1946 — First Indian bank in London
  • 1950 — First Indian bank in Tokyo
  • 1969 — Nationalised by Government of India
  • 1997 — Listed on BSE and NSE
  • 2004 — Opened Beijing branch
  • 2023 — Crossed ₹10 lakh crore in total business

🌍 Global Presence (22+ Countries)

🇬🇧 UK
🇺🇸 USA
🇯🇵 Japan
🇸🇬 Singapore
🇦🇪 UAE
🇰🇪 Kenya
🇿🇦 South Africa
🇫🇷 France
🇧🇪 Belgium
🇨🇳 China
🇮🇩 Indonesia
🇹🇿 Tanzania

How to Download Your BOI Statement

Via BOI Star Connect (Net Banking)

  1. Go to bankofindia.co.in → click Retail Internet Banking
  2. Log in with your Customer ID and password
  3. Click AccountsStatement of Account
  4. Select account and date range (up to 12 months)
  5. Choose PDF format → click Download
  6. Unlock using your DOB in DDMMYYYY

Via BOI Mobile App

  1. Open BOI Mobile (Android / iOS)
  2. Log in with MPIN or biometrics
  3. Tap Accounts → select your account
  4. Tap Statement → set date range
  5. Tap Download PDF — same DOB password
  6. Share to email or cloud storage, upload here

📲 BOI Star Token Authentication

Bank of India uses BOI Star Token as its OTP / 2FA app for high-value transactions and login. If prompted, approve the push notification in BOI Star Token. This app is separate from BOI Mobile and must be activated at your home branch before first use.

BOI Star Series Account Types

Account NameTarget SegmentMin BalanceKey Feature
Star Savings PlusGeneral public₹1,000 urbanHigher interest on surplus balance
Star MitraSalaried / corporateZero (salary credit)Salary account, overdraft facility
Star MahilaWomen₹500Special interest rate, locker discount
Star Senior Citizen60+ years₹500Extra interest on FD, priority service
Star Yuva18–35 yearsZeroDigital-first, UPI-linked
Star Bachat PlusRural / semi-urban₹250Financial inclusion focus
NRE SavingsNRI customers₹10,000Repatriable, tax-free interest in India

Reading BOI Statement Narration Codes

NarrationTransaction Type
TRF-NEFTNEFT inward or outward transfer
TRF-RTGSRTGS high-value transfer
UPI-CR / UPI-DRUPI credit / debit via BHIM or third-party app
ATWATM cash withdrawal
INT-CRQuarterly savings account interest credit
CHQ-CLGCheque clearing (inward)
ECS-DRECS / NACH auto-debit (EMI, insurance premium)
IMPS-CR / IMPS-DRImmediate Payment Service credit / debit
CASH-DEPCash deposit at branch or CDM

Common Uses for BOI Statement in Excel

🌍 NRI Remittance Tracking

BOI is popular among Indian expats in Africa, the Middle East, and Southeast Asia due to its global branch network. Convert NRE/NRO statements to Excel to track foreign remittances, TT credits, and prepare FEMA disclosures for ITR-2 Schedule FSI.

📋 ITR Filing (April–March)

Download the full financial year statement, convert to Excel, filter INT-CR entries for savings interest under Schedule OS. Extract ECS-DR entries for LIC/PPF payments to verify Section 80C deductions.

🏢 Business Reconciliation

BOI current account holders: export monthly statements to Excel and reconcile with Tally or Busy. TRF-NEFT/RTGS credits map to debtor receipts; ECS-DR entries to recurring vendor payments and loan EMIs.

🏠 Home Loan Applications

Most lenders require 6 months of bank statements in Excel. BOI's clear narration format makes income verification simple — salary credits appear as TRF-NEFT with employer name, making verification for lenders straightforward.

Frequently Asked Questions

What is the PDF password for Bank of India statements?

Your date of birth in DDMMYYYY format. Example: 5 March 1988 → 05031988. For corporate/current accounts, the account number may be used instead if DOB doesn't work.

How far back can I download BOI statements online?

BOI Star Connect allows downloading statements for up to 3 years online. For older statements, visit your home branch and request a certified statement — charges may apply for periods beyond 3 years.

Can I get a BOI statement without net banking?

Yes. Visit your home branch with your passbook and request a printed or certified PDF statement. Some BOI ATMs also print mini statements showing the last 10 transactions without needing net banking access.

What is the difference between BOI Star Connect and BOI Mobile?

BOI Star Connect is the full-featured browser-based net banking portal. BOI Mobile is the smartphone app. Both support statement downloads. BOI Star Token is a separate OTP app for transaction approval — not needed just for downloading statements.

Does Bank of India support UPI and Google Pay?

Yes. BOI supports UPI through the BOI Mobile app and is compatible with Google Pay, PhonePe, BHIM, and other UPI apps. UPI transactions appear as UPI-CR (credit) or UPI-DR (debit) in statements, with the counterparty's UPI ID and transaction reference number.

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