Convert any Ujjivan Small Finance Bank statement PDF into a clean, ready-to-use Excel or CSV file in seconds. Works with all Ujjivan account types — BeSecure, Max Savings, Classic, and NRI. No signup, no fees, no limits.
Get your statement PDF from the Ujjivan SmART App or ujjivansfb.in NetBanking
Upload the PDF above — enter the PDF password if prompted (Date of Birth or last 4 digits of account number)
Get a clean .xlsx file with date, narration, withdrawal, deposit, and running balance
The Ujjivan SmART mobile banking app (available on Android and iOS) is the quickest way to access your account statement:
For longer date ranges or bulk downloads, use Ujjivan's internet banking portal:
Ujjivan Small Finance Bank protects statement PDFs. The password varies slightly depending on your account vintage and the channel used to download:
When you upload a password-protected Ujjivan PDF to our converter, you will be prompted to enter the password. The password is used only to unlock the file for processing and is never stored on our servers.
Ujjivan Small Finance Bank is headquartered in Bangalore, Karnataka. The bank originated from Ujjivan Financial Services, a microfinance NBFC founded in 2005 by Samit Ghosh with a mission to provide financial services to the economically active poor. After receiving a small finance bank licence from the Reserve Bank of India, Ujjivan formally commenced banking operations in 2017.
Ujjivan has a particularly strong presence in Karnataka, Tamil Nadu, West Bengal, Maharashtra, and Odisha — states with large concentrations of urban working-class households, domestic workers, factory employees, and small traders. The bank has built a reputation for high-interest savings accounts (offering 6–7% p.a. on eligible balances), doorstep banking for customers who cannot easily visit branches, and a no-frills account structure that appeals to first-time banking customers.
Ujjivan's BeSecure zero-balance savings account is one of the most popular products among domestic workers, daily wage earners, and informal sector employees who receive salary or remittances via UPI or NEFT and need a simple, cost-free banking relationship. The bank's strong mobile app (Ujjivan SmART) and WhatsApp banking services make it accessible to customers with limited digital literacy.
As a scheduled commercial bank regulated by the RBI, Ujjivan deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor. The bank also participates in national payment systems (NEFT, RTGS, IMPS, UPI) on par with large private sector banks.
Our converter supports all Ujjivan Small Finance Bank account statement formats:
Note on microfinance loan accounts: Ujjivan's history as a microfinance institution means many customers also have group loan or individual loan accounts. These loan account statements have a different format from savings and current account statements. This converter is optimised for savings and current (bank account) statements. For loan repayment schedules or loan account statements, contact your Ujjivan branch.
Ujjivan Small Finance Bank statements follow a consistent layout that our converter reproduces exactly in the Excel output:
| Column in Ujjivan PDF | Column in Excel Output | Description |
|---|---|---|
| Date | Date | Transaction date (DD/MM/YYYY standardised to YYYY-MM-DD) |
| Particulars / Narration | Description | Full transaction details (UPI, NEFT, IMPS, salary, ATM withdrawal) |
| Chq. / Ref. No. | Reference Number | UTR number, cheque number, or UPI transaction ID |
| Value Date | Value Date | Effective date when the transaction was settled |
| Debit | Withdrawal (Debit) | Outgoing transactions — UPI payments, NEFT transfers, ATM |
| Credit | Deposit (Credit) | Incoming transactions — salary, UPI receipts, IMPS transfers |
| Balance | Balance | Running account balance after each transaction |
Here is a real example of how raw Ujjivan statement PDF text is transformed into a clean, structured Excel file. These examples show typical UPI, NEFT, and salary transactions as they appear in a Ujjivan BeSecure or Max Savings account statement:
| Before → After Comparison | |
|---|---|
| Raw PDF (what Ujjivan gives you) | Clean Excel (what you get) |
| 02 Jun 2026 UPI/CR/448712356/Anita Devi/UBIN0854231 Cr 8,000.00 22,450.00 | Date: 2026-06-02 Description: Received from Anita Devi [UPI-CR / UBIN0854231] Credit: 8000.00 Balance: 22450.00 |
| 05 Jun 2026 NEFT/CR/SALARY/BENGALURU GARMENTS LTD/REF20260605012 18,500.00 40,950.00 Cr | Date: 2026-06-05 Description: SALARY / BENGALURU GARMENTS LTD [NEFT / REF20260605012] Credit: 18500.00 Balance: 40950.00 |
| 11 Jun 2026 UPI/DR/RATION SHOP/GOVTSUBSIDY/PAYTM0123456 Dr 550.00 40,400.00 | Date: 2026-06-11 Description: RATION SHOP / GOVTSUBSIDY [UPI-DR / PAYTM0123456] Debit: 550.00 Balance: 40400.00 |
Every column — Date, Description, Debit, Credit, Balance — is extracted and separated automatically. Dates standardised to YYYY-MM-DD. Currency symbols removed. Ready for Excel pivot tables, Tally import, ITR preparation, or government scheme documentation.
If you are a salaried worker or small trader with a Ujjivan account, your CA will often request 12 months of bank statements in Excel format to prepare your Income Tax Return. Converting your Ujjivan PDFs here lets your CA instantly identify salary credits, interest income, business receipts, TDS deductions, and charitable contributions — without manually typing a single transaction.
Ujjivan Bank is authorised for multiple government schemes including PM Jan Dhan Yojana, PM Suraksha Bima Yojana, and Atal Pension Yojana. Many government scholarship schemes, subsidy applications, and beneficiary verification processes require bank statements in Excel or CSV format. Converting your Ujjivan statement makes it easy to extract the specific transaction range needed for an application.
If you are applying for a home loan, vehicle loan, or personal loan at another bank or NBFC, they will typically ask for 6–12 months of bank statements from your primary account. If your salary or income arrives in your Ujjivan account, convert those statements to Excel here and compile them month by month for your loan file.
Small traders and micro-entrepreneurs who use Tally Prime, Zoho Books, or Busy Accounting Software can import their Ujjivan bank statements directly after converting to Excel. This eliminates the time-consuming process of manually entering each bank transaction as a journal entry and ensures your books reconcile perfectly with your bank balance.