Convert any Equitas Small Finance Bank statement PDF into a clean, ready-to-use Excel or CSV file in seconds. Works with all Equitas account types — savings, current, and NRI. No signup, no fees, no limits.
Get your statement PDF from the Equitas Bank App or equitasbank.com NetBanking
Upload the PDF above — enter the PDF password if prompted (Date of Birth in DDMMYYYY format)
Get a clean .xlsx file with date, narration, withdrawal, deposit, and running balance
The Equitas Bank mobile app (available on Android and iOS) is the fastest way to get your account statement:
For longer date ranges or if you prefer a browser, use Equitas NetBanking:
Equitas Small Finance Bank protects all statement PDFs with a password derived from your Date of Birth. Unlike some banks that use mobile number digits, Equitas uses a consistent DOB-based password:
When you upload a password-protected Equitas PDF to our converter, you will be prompted to enter the password. The password is used only to unlock the file for processing and is never stored on our servers.
Equitas Small Finance Bank is headquartered in Chennai, Tamil Nadu. The bank traces its origins to Equitas Holdings, a microfinance institution founded in 2007 that served low-income entrepreneurs and households across South India. After the Reserve Bank of India introduced the small finance bank licensing framework, Equitas received its banking licence in 2016 and formally began operations as Equitas Small Finance Bank.
The bank has a particularly strong presence in Tamil Nadu, Karnataka, Andhra Pradesh, and Telangana, as well as growing operations in Maharashtra and other states. Equitas has built deep expertise in vehicle finance, microenterprise loans, and affordable housing finance — products that serve self-employed borrowers who are often underserved by larger commercial banks.
Equitas is popular among small business owners, self-employed professionals, microentrepreneurs, and gig economy workers who appreciate the bank's accessible branch network, relatively high savings account interest rates (up to 7% p.a. on eligible balances), and doorstep banking services in semi-urban and rural areas.
As a scheduled commercial bank regulated by the RBI, Equitas deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to ₹5 lakh per depositor, providing the same depositor protection as any nationalised bank.
Our converter handles all Equitas Small Finance Bank account statement formats. The following account types are supported:
Note on loan statements: Equitas also offers vehicle loans, home loans, and microfinance loan accounts. The PDF statements for these loan products have a different format from bank account statements. This converter is optimised for savings and current account statements. If you need to convert a vehicle loan or microfinance account statement, please contact your Equitas relationship manager for assistance.
Equitas Small Finance Bank statements follow a consistent column layout similar to other Indian bank statement formats. Our converter preserves the exact structure:
| Column in Equitas PDF | Column in Excel Output | Description |
|---|---|---|
| Date | Date | Transaction date (DD/MM/YYYY standardised to YYYY-MM-DD) |
| Particulars / Narration | Description | Full transaction description (UPI, NEFT, IMPS, ATM, etc.) |
| Ref. No. / Chq. No. | Reference Number | UTR number, cheque number, or transaction reference |
| Value Date | Value Date | Date when funds were actually cleared or settled |
| Withdrawal / Debit | Withdrawal (Debit) | Money leaving the account — UPI payments, NEFT, ATM |
| Deposit / Credit | Deposit (Credit) | Money entering the account — salary, UPI receipts, IMPS |
| Balance | Balance | Running closing balance after each transaction |
Here is a real example of how raw Equitas statement PDF text is transformed into a clean, structured Excel file. These examples show typical UPI and NEFT transactions as they appear in an Equitas savings account statement:
| Before → After Comparison | |
|---|---|
| Raw PDF (what Equitas gives you) | Clean Excel (what you get) |
| 05 Jun 2026 UPI/CR/556234891/Murugan Stores/PYTM0009876 Cr 12,500.00 45,320.00 | Date: 2026-06-05 Description: Received from Murugan Stores [UPI-CR / PYTM0009876] Credit: 12500.00 Balance: 45320.00 |
| 10 Jun 2026 NEFT/CR/SALARY/CHENNAI TEXTILES PVT LTD/REF20260610007 35,000.00 80,320.00 Cr | Date: 2026-06-10 Description: SALARY / CHENNAI TEXTILES PVT LTD [NEFT / REF20260610007] Credit: 35000.00 Balance: 80320.00 |
| 14 Jun 2026 IMPS/DR/PHONE RECHARGE/AIRTEL/987654321098 Dr 299.00 80,021.00 | Date: 2026-06-14 Description: PHONE RECHARGE / AIRTEL [IMPS / 987654321098] Debit: 299.00 Balance: 80021.00 |
Every column — Date, Description, Debit, Credit, Balance — is extracted and separated automatically. Dates standardised to YYYY-MM-DD. Currency symbols removed. Ready for Excel pivot tables, Tally import, or ITR preparation.
Chartered Accountants and tax consultants routinely ask for 12 months of bank statements in Excel format during the ITR filing season. If you are a self-employed professional, small business owner, or microentrepreneur banking with Equitas, converting your statement PDFs lets your CA quickly identify business income, expenses, TDS credits, and interest earned — all without manual data entry.
Banks, NBFCs, and fintech lenders require 6–12 months of bank statements in Excel or CSV format for MSME and business loan underwriting. Equitas customers applying for credit from other lenders can convert their Equitas statements here, then compile multiple months into a single Excel workbook to submit with their loan application.
Small business owners who use Tally Prime, Busy Accounting, or Zoho Books can import Excel bank statements directly into their accounting software for bank reconciliation. Converting your Equitas statement to Excel eliminates manual journal entry and reduces reconciliation time from hours to minutes.
For Equitas customers registered under GST — particularly in trading, manufacturing, and services sectors common in Tamil Nadu and Karnataka — having your bank statement in Excel makes it straightforward to cross-verify GSTR-1 sales figures against bank receipts and GSTR-3B payments against UPI and NEFT debits.