What Is QIF Format?
QIF — Quicken Interchange Format — is a plain-text file format originally developed by Intuit for use with Quicken personal finance software. It stores transaction data including date, amount, payee name, memo and category in a simple structured format that legacy personal finance applications can read.
QIF has been used since the late 1980s and remains supported by many desktop finance applications. However, it has largely been superseded by newer formats such as OFX (Open Financial Exchange) and QFX (Quicken Financial Exchange) for direct bank connections and modern imports.
Which Software Uses QIF?
- Microsoft Money — All versions use QIF as the primary import format
- Quicken (older versions) — Quicken for Windows and Mac prior to 2016 fully supports QIF import
- Moneydance — Popular Quicken alternative for Mac and Windows, supports QIF
- GnuCash — Free open-source accounting software, supports QIF import
- HomeBank — Free personal finance software, supports QIF
- KMyMoney — Linux personal finance software, supports QIF
- iFinance (Mac) — Supports QIF import for transaction history
QIF vs QFX vs OFX vs CSV — Which to Use?
How to Convert PDF Bank Statement to QIF
1
Upload PDF
Upload your bank statement PDF — any bank worldwide, digital or scanned
2
Convert
Transactions are extracted and formatted as valid QIF data
3
Download QIF
Download the .qif file and import into Quicken, MS Money or GnuCash
How to Import QIF into Quicken
For older versions of Quicken that support QIF import:
- Open Quicken and navigate to the account you want to import into
- Go to File > Import > QIF File (exact menu path varies by version)
- Browse to and select your downloaded .qif file
- Select the account to import into and confirm
- Review for duplicate transactions if you have already entered some transactions manually
Note: Quicken for Windows 2016 and later dropped support for QIF import on US bank accounts. If you are using a recent version of Quicken, use our PDF to QFX converter instead.
How to Import QIF into Microsoft Money
- Open Microsoft Money and select the account to import into
- Go to File > Import and select QIF format
- Browse to your .qif file and follow the import wizard
- Money will offer to skip or merge any transactions that already exist for the same period
How to Import QIF into GnuCash
- Open GnuCash and go to File > Import > Import QIF
- Follow the QIF Import Assistant to load your file
- Map the QIF accounts to GnuCash accounts when prompted
- Review and confirm the imported transactions
Frequently Asked Questions
What is QIF format?
QIF (Quicken Interchange Format) is a plain-text format for storing financial transaction data. It was originally developed by Intuit for Quicken and has been used since the late 1980s. It stores date, amount, payee, memo and category information for each transaction.
What is the difference between QIF and QFX?
QIF is an older, simpler format that lacks account identification. QFX is a newer format (based on OFX) that includes account information and is preferred by modern Quicken versions (2016+). Use QFX for current Quicken on US accounts; use QIF for MS Money, Moneydance, GnuCash and older Quicken.
Which software supports QIF import?
Microsoft Money, Moneydance, GnuCash, HomeBank, KMyMoney, iFinance and older versions of Quicken all support QIF. Quicken 2016+ (US) no longer supports QIF for bank accounts — use QFX instead.
How do I import a QIF file into Quicken?
In older Quicken versions: File > Import > QIF File, select your account, browse to the file and confirm. For Quicken 2016+ (US), QIF import for bank accounts is no longer supported — use our QFX converter instead.
Is QIF still supported?
QIF remains supported by many legacy personal finance applications including MS Money, Moneydance and GnuCash. Modern Quicken and QuickBooks have moved to QFX and QBO respectively, but QIF is still valid for many use cases.
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