🔁 OFX Format · Quicken · QuickBooks · Moneydance · YNAB · GnuCash · Free

PDF to OFX Converter — Bank Statement to OFX Free

Convert any PDF bank statement to OFX (Open Financial Exchange) format in seconds. Import directly into Quicken, QuickBooks Desktop, Moneydance, Microsoft Money, Sage, YNAB and other OFX-compatible finance software. No signup, no fees, no limits.

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Drop your bank statement PDF here — password-protected PDFs supported

Convert PDF to OFX Free →

How to Convert PDF Bank Statement to OFX — 3 Simple Steps

  1. Upload your PDF — drop your bank statement PDF above. Works with any bank worldwide. Password-protected PDFs are supported.
  2. Download the OFX file — your .ofx file is ready in seconds, structured with SGML tags compatible with the widest range of personal finance software.
  3. Import into your software — use File → Import in Quicken, Banking → Bank Feeds → Import Web Connect in QuickBooks Desktop, or File → Import in Moneydance/YNAB.

What Is OFX Format?

OFX (Open Financial Exchange) is an open, standardised format for exchanging financial data between banks and personal finance applications. Created in 1997 as a joint initiative by Microsoft, Intuit, and CheckFree, OFX encodes each bank transaction as a structured record containing the date, amount, type (debit or credit), description, and a unique transaction ID.

OFX is supported by virtually all serious personal finance and accounting software, making it the most universally compatible format for bank transaction import — more broadly compatible than QFX (Quicken-only) or QBO (QuickBooks Desktop only).

Software That Supports OFX Import

Quicken (Windows & Mac)

Quicken is the most widely used personal finance software in the US. It supports OFX import (as well as QFX, which is Quicken's proprietary variant). To import: File → Import → Bank or Brokerage File (.OFX, .QFX). For Quicken specifically, using our PDF to QFX converter may give slightly better results as QFX is Quicken's preferred format.

QuickBooks Desktop

QuickBooks Desktop (Pro, Premier, Enterprise) supports OFX via the Web Connect import feature. To import: Banking → Bank Feeds → Import Web Connect File, then select your .ofx file. Note: QuickBooks Online uses a different process and accepts CSV imports.

Moneydance (Windows, Mac, Linux, iOS, Android)

Moneydance is a popular cross-platform personal finance application that supports OFX import natively on all platforms including Linux — making it one of the best OFX-compatible alternatives to Quicken for Linux users. To import: File → Import → OFX/QFX.

Microsoft Money

Microsoft Money (now discontinued but still widely used) supports OFX import. To import: File → Import → Bank Statement, then select your .ofx file. Money reads the transactions and matches them to your registered accounts.

YNAB (You Need A Budget)

YNAB supports OFX file import for users who cannot connect their bank directly. To import: go to your budget account → click File Import → select your .ofx file. YNAB adds the transactions and automatically detects duplicates.

GnuCash (Free, Open Source)

GnuCash is a free, open-source accounting application supporting OFX/QFX import. To import: File → Import → Import OFX/QFX. GnuCash matches imported transactions to your chart of accounts.

Sage

Sage 50 and Sage Business Cloud accept OFX as an alternative to CSV for bank statement import. Check your Sage version's Bank import wizard for the OFX option.

OFX vs QFX vs QBO vs CSV — Which Format Do You Need?

FormatExtensionBest ForSupported By
OFX.ofxMost personal finance softwareQuicken, Moneydance, GnuCash, Microsoft Money, Sage, YNAB
QFX.qfxQuicken specificallyQuicken for Windows & Mac (all versions)
QBO.qboQuickBooks DesktopQuickBooks Desktop Pro/Premier/Enterprise
CSV.csvSpreadsheets & cloud accountingExcel, Xero, QuickBooks Online, Zoho Books, Sage Business Cloud

Frequently Asked Questions

What is OFX format?

OFX (Open Financial Exchange) is an open standard format for sharing financial transaction data between banks and personal finance software. Created by Microsoft, Intuit, and CheckFree in 1997. OFX files contain structured transaction records with date, amount, description, and transaction type.

Which software supports OFX import?

OFX is supported by Quicken (Windows & Mac), QuickBooks Desktop, Microsoft Money, Moneydance, GnuCash, YNAB, Sage, MoneyWell, iBank, and most personal finance and accounting applications. Look for File → Import → OFX in your software's menu.

What is the difference between OFX and QFX?

QFX is Quicken's proprietary format, closely based on OFX but with Quicken-specific identifiers. If importing into Quicken, use our PDF to QFX converter for best results. For all other software, OFX is the right choice.

What is the difference between OFX 1.x and OFX 2.x?

OFX 1.x uses SGML (a tag-based format without proper XML nesting). OFX 2.x uses proper XML. Our converter produces OFX 1.x SGML format which has the widest compatibility, including with older Quicken and QuickBooks versions.

How do I import OFX into QuickBooks Desktop?

In QuickBooks Desktop: Banking → Bank Feeds → Import Web Connect File. Browse to your .ofx file and click Open. QuickBooks imports the transactions into your bank register for matching and categorisation.

Can I convert password-protected PDFs to OFX?

Yes. Our converter supports password-protected bank statement PDFs. You will be prompted to enter the password when you upload a protected file. The password is used only to unlock the file and is never stored.

Is my bank data safe?

Yes. All files are processed on HTTPS-encrypted secure servers and automatically deleted after 24 hours. We never store, share, or sell your financial data.

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