BCA Bank Statement to Excel

How to Convert BCA Bank Statement to Excel — 3 Steps

How to Download Your BCA E-Statement (Rekening Koran) PDF

Via myBCA App (Recommended)

The myBCA app is the fastest way to download your BCA e-statement on Android or iOS:

• Open myBCA and log in with your User ID and PIN or biometric
• Tap Rekening (Account) from the main menu
• Select the account you want the statement for
• Tap Rekening Koran (Account Statement)
• Choose your Periode (period) — daily or monthly range
• Tap Cetak / Download PDF — the file saves to your phone
• Password: your Date of Birth in DDMMYYYY format (e.g., 15071990 for 15 July 1990)

Via KlikBCA (Internet Banking)

KlikBCA at klikbca.com allows downloading up to 3 months of statements per session:

• Go to klikbca.com and log in with your User ID and PIN
• Click Rekening in the top menu
• Select Rekening Koran (Account Statement)
• Choose your account number and set the Tanggal Awal (start date) and Tanggal Akhir (end date)
• Click Cetak (Print/Download) — choose PDF format
• The PDF is password-protected with your DOB (DDMMYYYY)

Via BCA e-Statement Email Subscription

BCA sends monthly e-statements automatically to your registered email address if you have subscribed to the e-statement service. Each email contains a PDF attachment password-protected with your date of birth in DDMMYYYY format. If you haven't subscribed, enable it via myBCA app under Pengaturan > e-Statement.

BCA E-Statement PDF Password

BCA e-statement PDFs are password-protected. The standard passwords are:

• Primary password (most accounts): Your Date of Birth in DDMMYYYY format. If your birthday is 15 July 1990, enter 15071990.
• Alternative password: The last 4 digits of your registered phone number (e.g., if your number ends in 4782, try 4782).
• BCA Bisnis accounts: May use the company's tax registration number (NPWP) or a password set during account opening.

When you upload a password-protected BCA PDF to our converter, you will be prompted to enter the password. It is used only to unlock the file for conversion and is never stored or transmitted.

About BCA — Indonesia's Largest Private Bank

PT Bank Central Asia Tbk (BCA) is Indonesia's largest private commercial bank by assets. Founded in 1957 and headquartered in Jakarta, BCA has over 35 million customer accounts, more than 1,200 branches, and over 19,000 ATMs across Indonesia. BCA is listed on the Indonesia Stock Exchange (IDX: BBCA) and is regulated by Bank Indonesia (BI) and Otoritas Jasa Keuangan (OJK).

BCA is particularly well-known for its robust digital banking ecosystem — including myBCA (mobile banking), KlikBCA (internet banking), BCA mobile (for transfers and payments), and QRIS integration. The bank pioneered the electronic fund transfer ecosystem in Indonesia and processes the largest share of interbank transfers (SKN and BI-FAST) in the country.

BCA's subsidiary BCA Bisnis serves small and medium enterprises (SMEs) with business current accounts, trade finance, and payroll services. BCA's statements are accepted by all Indonesian government institutions, major lenders (KPR applications), and all major embassies for visa applications.

BCA Account Types Supported

• BCA Tahapan — standard retail savings account, Indonesia's most popular savings product
• BCA Tahapan Xpresi — youth-focused savings account for customers under 25
• BCA Tahapan Gold — premium savings account with higher interest tier
• BCA Tapres (Tabungan Prestasi) — savings account with tiered interest
• BCA Giro — current account for individuals and businesses (BCA Bisnis)
• BCA Deposito — fixed deposit account; statements show interest credits
• BCA Dollar / Valas — foreign currency accounts (USD, SGD, AUD, EUR, GBP, JPY, HKD, CHF)
• BCA Bisnis / KlikBCA Bisnis — SME and corporate current accounts

What the Conversion Looks Like — Before & After

Here is how raw BCA e-statement PDF text is transformed into clean, structured Excel:

Why People Convert BCA Statements to Excel

🏠 KPR Mortgage Applications

For KPR (Kredit Pemilikan Rumah) mortgage applications at BCA, BTN, BRI, Mandiri, or CIMB Niaga, Indonesian banks require 3 to 6 months of salary account statements. Convert your BCA rekening koran to Excel to review your average monthly inflows and balance before submitting the original PDFs to the lender.

📊 SPT Tahunan (Annual Tax Return)

For SPT Tahunan (annual income tax return) filing on DJP Online, self-employed individuals and business owners need to reconcile income and expenses from their bank statements. Convert your BCA statement to Excel to quickly sum all kredit (income) transactions and classify debit (expense) transactions by category.

🌍 Visa Applications

BCA is one of Indonesia's most accepted banks for visa financial evidence. For Schengen visas (Germany, France, Netherlands, etc.), Japanese visas, South Korean visas, US B1/B2, and UK visas, consulates require 3 to 6 months of BCA rekening koran PDFs. Convert to Excel for your own reference to verify average daily balance before your appointment.

💼 Business Bookkeeping

Small business owners using BCA Bisnis or personal BCA accounts for their business can convert monthly rekening koran PDFs to Excel for reconciliation in accounting software like Accurate, Jurnal, or Buku Kas.

Frequently Asked Questions