Our AI-powered engine reads any bank statement PDF — digital or scanned — and extracts every transaction into clean Excel, CSV, or JSON in seconds. No templates. No manual rules. Pure machine learning.
Traditional PDF-to-Excel tools use rigid rules that break when a bank changes its layout. Our AI understands the structure of financial documents, not just coordinates.
The PDF is rendered page-by-page. Digital PDFs are parsed directly; scanned PDFs go through our AI OCR layer.
A computer vision model identifies table regions, header rows, and column boundaries across any layout.
An NLP model classifies each column as Date, Description, Debit, Credit, or Balance regardless of what the bank calls it.
Transactions are normalised, dates standardised, and amounts parsed into numeric values ready for Excel or accounting software.
Rule-based converters fail when banks update layouts, use multi-page formats, or have scanned PDFs with no text layer. An AI model trained on thousands of statement formats generalises automatically — it understands the semantics of a bank statement regardless of how it is formatted.
| Statement Type | Accuracy | Processing Time |
|---|---|---|
| Digital PDF (net banking download) | 98–99% | < 5 seconds |
| Scanned PDF (300 DPI+) | 95–98% | 10–20 seconds |
| Scanned PDF (low quality) | 88–94% | 15–30 seconds |
| Phone photograph of statement | 85–92% | 20–40 seconds |
The AI model is trained on formats from over 10,000 banks worldwide:
Excel (.xlsx) — Best for accountants, CAs, and anyone who needs to sort, filter, or pivot data. All columns are properly typed so dates sort correctly and amounts sum accurately.
CSV (.csv) — Ideal for importing into QuickBooks, Xero, Sage, Tally, MYOB, or Zoho Books. Also compatible with Google Sheets.
JSON (.json) — For developers processing transaction data programmatically. Each transaction is a structured object with consistent field names.
| Method | Speed | Accuracy | Cost | Scans? |
|---|---|---|---|---|
| AI Converter (this tool) | Seconds | 98–99% | Free | ✅ Yes |
| Manual typing | Hours | ~95% | Your time | ✅ Yes |
| Basic PDF-to-Excel tools | Seconds | 60–80% | Free–$$$ | ❌ No |
| Adobe Acrobat Export | Seconds | 70–85% | $$$ | Partial |
All files are processed on HTTPS-encrypted servers and automatically deleted after 24 hours. We never store, analyse, sell, or share your financial data.