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Wise Bank Statement to Excel

Convert any Wise (formerly TransferWise) account statement PDF into a clean Excel or CSV file instantly. Works with all Wise multi-currency balances — GBP, USD, EUR, AUD, INR, SGD, and 50+ more. No signup, no fees, no limits.

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Drop your Wise account statement PDF here

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How to Convert Wise Statement to Excel — 3 Steps

1
Download from Wise Account

Log in to wise.com, go to your balance, tap Statements, choose the date range, and download PDF

2
Upload & Convert

Upload the PDF above — Wise PDFs are not password-protected, just upload and convert instantly

3
Download Excel or CSV

Get a clean .xlsx or .csv with Date, Description, Amount, and Balance — ready for tax or accounting

How to Download Your Wise Statement PDF

💡 Tip: Wise also offers CSV export directly from its own interface — go to Statements → CSV. This is useful for direct bookkeeping import. However, many users prefer to use our converter on the PDF for professional presentation of transaction history.

About Wise

Wise (formerly TransferWise) is a global fintech company founded in 2011 in London, UK by Kristo Käärmann and Taavet Hinrikus. Listed on the London Stock Exchange (LSE: WISE) since 2021, Wise is regulated as an Electronic Money Institution (EMI) by the Financial Conduct Authority (FCA) in the UK and holds licenses in over 70 countries and territories, including MAS (Singapore), FinCEN (USA), ASIC (Australia), and others.

Wise serves over 16 million customers globally and processes over £9 billion in cross-border transactions monthly. Wise's flagship product is the Wise Multi-Currency Account (formerly the Borderless Account), which allows users to hold, send, receive, and spend money in over 40+ currencies using local bank account details (IBAN for EUR, sort code/account for GBP, routing/account for USD, BSB for AUD, etc.).

While Wise is not a bank in the traditional sense (it does not hold a banking licence), it is FCA-regulated and customer funds are safeguarded in ring-fenced accounts at major banks — not used for lending or investment, unlike traditional bank deposits. This is an important distinction relevant for visa and mortgage applications.

Supported Wise Account Statement Types

What the Conversion Looks Like — Before & After

Before → After Comparison
Raw PDF (Wise Statement — GBP) Clean Excel Output
01 Jun 2026  Received from Upwork  +£3,200.00  £4,810.00 Date: 2026-06-01
Description: Received from Upwork
Credit: £3,200.00   Balance: £4,810.00
09 Jun 2026  Wise card — Amazon UK  -£84.99  £4,725.01 Date: 2026-06-09
Description: Wise card — Amazon UK
Debit: £84.99   Balance: £4,725.01
18 Jun 2026  Converted to USD  -£2,000.00  £2,725.01 Date: 2026-06-18
Description: Converted to USD
Debit: £2,000.00   Balance: £2,725.01

Why People Convert Wise Statements to Excel

📋 UK Self-Assessment Tax (HMRC)

Freelancers and self-employed individuals in the UK who receive income into Wise accounts use our converter to quickly total annual Wise income in GBP for HMRC SA103 self-assessment forms. Converting to Excel allows you to filter by transaction type, sum income by month, and identify deductible expenses paid through the Wise card.

🇺🇸 US Schedule C and 1099 Reconciliation

US-based freelancers and contractors who receive client payments to their Wise USD account use our converter to reconcile Wise deposits with 1099-NEC forms, sum annual gross income for Schedule C, and verify that total deposits match reported income from clients.

🌏 Multi-Country Freelancers and Digital Nomads

Digital nomads who use Wise as their primary banking account across multiple countries use our Excel converter to compute annual income across all currency balances for tax filing in their country of tax residence — whether that's Germany, Australia, Canada, India, or the UK.

💼 Xero, QuickBooks, and FreeAgent Import

Business owners using Wise for invoicing and payroll convert monthly Wise statements to Excel or CSV for import into Xero, QuickBooks Online, FreeAgent, or Wave — reconciling business income and expenses without manual data entry.

🏠 Visa Support Documentation

Long-term Wise users applying for visas may include Wise statements alongside traditional bank statements to demonstrate financial activity. Always check specific embassy requirements, as some accept Wise only as a supplementary document rather than a primary bank statement.

Frequently Asked Questions

How do I download my Wise bank statement PDF?
Log in to wise.com → select the currency balance you want → click Statement → choose date range (up to 12 months) → select PDF → Download. Repeat per currency if you hold multiple balances. Wise PDFs are not password-protected.
Is a Wise statement accepted as a bank statement for visa applications?
It depends on the embassy. Wise is an FCA-regulated EMI, not a traditional bank. Some embassies accept Wise statements; others require a traditional bank statement. Most recommend using Wise as supplementary evidence alongside a primary bank statement from a licensed bank. Always check the specific embassy requirements.
Can I convert Wise statement to Excel for tax filing?
Yes. Convert your Wise PDF to Excel to sum annual income per currency, identify deductible expenses, and reconcile with invoices. Works for UK self-assessment (HMRC), US Schedule C, Australian tax returns, and other jurisdictions.
Does the converter work for all Wise currencies?
Yes. Wise supports 40+ currencies and our converter handles Wise statement PDFs for any currency balance — GBP, USD, EUR, AUD, CAD, SGD, INR, AED, ZAR, MYR, and more.
Can I use Wise statement for UK self-assessment (HMRC)?
Yes. Wise is FCA-regulated and HMRC accepts Wise statements as evidence of income and expenses for self-assessment. Convert to Excel to identify deductible business expenses and compute taxable income per tax year (6 April to 5 April).
What columns does a Wise statement have?
Wise PDF statements contain: Date, Description (merchant or transfer name), Amount (positive for credits, negative for debits), and Balance. All columns are extracted into clean Excel format with one row per transaction.
Can I import Wise statement into Xero or QuickBooks?
Yes. Convert your Wise PDF to Excel or CSV using our tool. Then import into Xero (Bank Import), QuickBooks Online (Upload Transactions), or FreeAgent (CSV import). Note: Wise also provides native CSV export from its own interface, which is the faster path for direct accounting import.
How accurate is Wise statement conversion?
Wise generates clean digital PDFs (not scans), so accuracy is 99%+. All transaction rows are extracted faithfully. Verify against the original PDF or Wise's own CSV export for high-stakes filings.

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