How to Convert Emirates NBD Statement to Excel — 3 Steps
1
Download from Emirates NBD Online or App
Log in to emiratesnbd.com or the Emirates NBD App and download your statement PDF
2
Upload & Convert
Upload the PDF — enter your DOB (DDMMYYYY) as the password if prompted
3
Download Excel or CSV
Get a clean .xlsx or .csv with Date, Description, Reference, Debit, Credit, and Balance
How to Download Your Emirates NBD Bank Statement PDF
Via Emirates NBD Online Banking
- Visit emiratesnbd.com and click Personal Online Banking → Login
- Enter your Username / CIF and Password
- Click Accounts → select your account
- Click Account Statement → set From Date and To Date
- Choose PDF and click Download
- Password: typically Date of Birth in DDMMYYYY format
Via Emirates NBD App
- Open the Emirates NBD App and authenticate
- Tap Accounts → select account → Statement
- Choose the period and tap Download
Emirates NBD Statement PDF Password
- Primary password: Date of Birth in DDMMYYYY format — e.g., 10 April 1985 → 10041985
- Alternative: Last 4 digits of your registered UAE mobile number
- Contact Emirates NBD on 600 54 0000 if both fail
About Emirates NBD
Emirates NBD is the largest bank in the UAE and one of the largest in the Middle East by total assets. Formed in 2007 through the merger of Emirates Bank International and National Bank of Dubai, Emirates NBD is majority-owned by the Dubai government through Investment Corporation of Dubai (ICD). It is listed on the Dubai Financial Market (DFM) and regulated by the Central Bank of the UAE.
Emirates NBD serves over 9 million customers across the UAE and has international operations in Saudi Arabia, Egypt, India, Turkey, Singapore, the UK, and Indonesia. In the UAE, it is the dominant bank for salary accounts — a large proportion of government employees, Dubai-based corporate employees, and expat workers receive salaries into Emirates NBD accounts.
Emirates NBD offers the full range of banking services: current accounts (Smart Account, Plus Account), savings accounts (Goal Saver, HappySaver), fixed deposits, personal loans, home mortgages, credit cards, auto loans, and business banking (Emirates NBD Business). Its digital platform, including Emirates NBD App and the AI banking assistant EVA, is one of the most advanced in the region.
Supported Emirates NBD Account Types
- Smart Account — fee-free current account for salary credits, the most common account type for UAE employees
- Plus Account — premium current account with higher interest on average balance
- Savings Account — Goal Saver, HappySaver, and regular savings accounts
- Salary Transfer Account — mandatory for employees at certain government and semi-government entities
- Business Current Account — Business Classic, Business Plus, and Corporate Current accounts
- Islamic Banking (Emirates Islamic) — Sharia-compliant accounts under Emirates Islamic (a separate brand within the Emirates NBD Group)
- Egypt (Emirates NBD Egypt) — Egyptian pound (EGP) accounts for Emirates NBD Egypt customers
What the Conversion Looks Like — Before & After
| Before → After Comparison |
|---|
| Raw PDF (Emirates NBD) |
Clean Excel Output |
| 01/06/2026 SALARY/WPS/EMIRATES AIRLINES LLC/WPS26060100843 AED 22,000.00 AED 38,740.00 |
Date: 2026-06-01
Description: SALARY WPS — EMIRATES AIRLINES LLC
Credit: AED 22,000.00 Balance: AED 38,740.00 |
| 05/06/2026 SWIFT OUT/INDIA REMIT/HDFC BANK INDIA/REF20260605 AED 8,000.00 AED 30,740.00 |
Date: 2026-06-05
Description: SWIFT OUT — INDIA REMIT / HDFC BANK INDIA
Debit: AED 8,000.00 Balance: AED 30,740.00 |
| 14/06/2026 DEWA/BILL PAYMENT/ACCOUNT 1002398122 AED 620.00 AED 30,120.00 |
Date: 2026-06-14
Description: DEWA BILL PAYMENT — ACCOUNT 1002398122
Debit: AED 620.00 Balance: AED 30,120.00 |
Why UAE Residents Convert Emirates NBD Statements to Excel
🏠 UAE Mortgage Applications
For mortgage applications at Emirates NBD itself, Mashreq, ADCB, Dubai Islamic Bank, or any UAE lender, 6 months of salary account statements are required. Emirates NBD's WPS (Wage Protection System) salary statements are particularly strong evidence for lenders as they are UAE government-verified salary records.
🌍 Visa Applications from UAE
UAE residents applying for Schengen visas (Germany, France, Netherlands, Italy, Spain), UK Standard Visitor visas, US B1/B2, Canadian, and Australian visas from the UAE are typically required to submit 3 to 6 months of UAE bank statements. Emirates NBD is the most commonly accepted bank at all major UAE-based embassies and consulates.
💸 India/Pakistan Remittance Tracking
UAE residents who regularly remit money to India, Pakistan, Philippines, or other countries use our converter to sum annual SWIFT remittances — useful for Indian NRI tax compliance, FEMA declarations, and Pakistani tax filing on foreign income.
📋 Business Bookkeeping (QuickBooks, Xero, Zoho)
SME owners using Emirates NBD Business accounts can convert monthly statements to Excel for import into QuickBooks Online, Xero, or Zoho Books — eliminating manual entry of UAE transactions into their accounting system.
Frequently Asked Questions
How do I download my Emirates NBD bank statement PDF?
Via Emirates NBD Online Banking (emiratesnbd.com): Login → Accounts → select account → Account Statement → set date range → Download PDF. Via Emirates NBD App: Accounts → select account → Statement → choose period → Download.
What is the password for Emirates NBD statement PDF?
Most Emirates NBD statement PDFs use your Date of Birth in DDMMYYYY format as the password (e.g., 10041985 for 10 April 1985). Some use the last 4 digits of your registered mobile number. Contact Emirates NBD on 600 54 0000 if neither works.
Is Emirates NBD statement accepted for UAE mortgage?
Yes. Emirates NBD is the UAE's largest bank and its statements are accepted for mortgage applications at all UAE lenders. Lenders require 6 months of WPS salary account statements showing consistent salary credits and average balance.
Can I use Emirates NBD statement for Schengen or UK visa from UAE?
Yes. Emirates NBD is one of the most accepted UAE banks at all major embassies and consulates in the UAE. Submit 3 to 6 months of original PDFs. The Excel output is for your personal reference to verify average balance before your appointment.
Does the converter work for Emirates NBD Business accounts?
Yes. Emirates NBD Business Classic, Business Plus, and Corporate Current account statements are all supported. Upload the PDF and convert to Excel for import into QuickBooks, Xero, or Zoho Books.
Can I convert Emirates NBD Egypt statement too?
Yes. Emirates NBD Egypt (EGP account) statements are supported. Upload the PDF and our converter extracts all Egyptian pound transactions into clean Excel format.
How do I use Emirates NBD statement for Indian NRI tax?
NRIs employed in the UAE can use Emirates NBD WPS salary statements to document UAE income for FEMA compliance, DTAA (Double Tax Avoidance Agreement) claims, and Indian ITR-2 filing. Convert the statement to Excel to sum annual salary credits by financial year.
How accurate is Emirates NBD statement conversion?
For digital Emirates NBD statement PDFs from Emirates NBD Online or the app, accuracy is 99%+. All columns — Date, Description, Reference, Debit, Credit, and Balance — are extracted faithfully. Verify against the original PDF for official submissions.
Ready to Convert Your Emirates NBD Statement?
100% free · No signup · Password-protected PDFs supported · Instant download
Convert Now — It's Free →